Private client insurance, personally handled.
Tailored advice for your home, possessions and wider interests, supported by an experienced broking team and access to an extensive panel of insurers.
Protection shaped around your life
As your circumstances, interests and assets evolve, your insurance needs can become increasingly complex.
Elm Risk Solutions provides considered insurance advice for individuals and families who value specialist knowledge, personal service and attention to detail.
Working with an experienced and dedicated broking team, we take the time to understand the full picture, helping bring your insurance arrangements together and identify where additional protection may be needed.
Personal insurance solutions for the life you lead
Our expertise
From exceptional homes and specialist vehicles to valuable collections and international assets, we arrange protection around your individual circumstances.
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Homes, property and contents
Specialist protection for your home, its contents and the possessions within it.
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Specialist motor
Considered cover for prestige, performance, classic and collectible vehicles.
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Jewellery and watches
Protection for jewellery, watches and collections as part of a wider home insurance arrangement.
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Fine art, collections and antiques
Specialist cover for art, antiques and collections of personal or significant value.
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Holiday homes
Insurance for second homes and holiday properties in the UK and overseas.
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Yachts and marine
Specialist protection for yachts, motorboats and other privately owned vessels.
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Business insurance
Protection shaped around your business, from premises and people to operations and liabilities.
Your insurance should reflect what you own today
Valuable possessions are rarely static. Homes are improved, collections grow, new purchases are made and market values change.
As a collection of jewellery, watches, art or other valuables grows, so too can your exposure. Without regular review, insured values may no longer be adequate and even carefully arranged policies can gradually stop reflecting what they are intended to protect.
Elm takes a wider view of your circumstances, considering how your assets connect and helping identify gaps, overlaps or areas that may require further attention.
The result is protection that is clearer, more coordinated and better suited to your life.
The Elm approach
Advice built around you
Private client insurance should feel personal because no two clients, properties or collections are the same.
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We listen
We begin by understanding your circumstances, concerns, assets and existing insurance arrangements.
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We assess
We look beyond individual policies to identify gaps, overlaps and areas where your protection may need to change.
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We arrange
Supported by an experienced broking team, we approach suitable insurers from an extensive panel and recommend cover based on your requirements.
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We remain involved
We continue to support you as your circumstances develop, from policy reviews and new acquisitions to assistance when you need to make a claim.
Personal service
backed by wider expertise
Elm Risk Solutions was founded by Eleanor Moore to offer a more personal and considered approach to insurance.
You will have a direct relationship with Eleanor, supported by an experienced and dedicated broking team with access to an extensive panel of insurers.
This combines personal attention and continuity with the broader expertise and insurer relationships needed to arrange suitable protection.
Let’s start with a conversation
Whether you are reviewing existing cover, protecting a new acquisition or looking for insurance support for your business, we would be pleased to hear from you.